How to report inaccuracies in your credit
reports?
Part 9:
As part of series of articles (blogs)
regarding Credit and Credit Score, here we
go:
After you find out an item is inaccurate or
obsolete, you need to dispute and communicate
that to the reporting agencies. The addresses
and phone numbers of the three major credit
bureaus are shown on below
“Equifax, Experian and TransUnion Addresses,
Phone Numbers and Websites“
This information includes their address, phone
numbers, websites and their preferred method of
communication (e.g., letter, call, website
forms, etc.).
After the credit bureau receives your dispute,
they will contact the credit grantor to verify
your disputed information. The creditor has 30
days to respond. If the creditor does not
respond within thirty (30) days of receiving the
dispute from the credit bureau, the disputed
item will be tagged as non-verifiable and will
be removed from the credit file. Depending on
the received information from the creditor, the
original information may be corrected (updated)
or may stay as is.
Equifax,
Experian and TransUnion Addresses, Phone Numbers
and Websites
TransUnion
By
Mail:
By Phone:
TransUnion Consumer Relations 1-800-916-8800
PO Box
2000
Chester, PA 19022-2000
Online:
Experian
By
Mail:
By Phone:
Experian
P.O. Box
2002
Allen, TX 75013
Online:
http://www.experian.com
Equifax
By
Mail:
By Phone:
Equifax Credit Information
1-800-685-1111
P.O. Box
740241
Atlanta, GA
30374
Online:
http://www.equifax.com
HOW to overcome the problems with your credit
history and credit score?
Knowledge, education, awareness, practice and
discipline are the essential keys to being
successful on any subject. The book,
"Credit Score Tips and Tricks",
provides you information, tools, techniques to
educate yourself and manage your credit report &
credit score, and therefore manage your finances
effectively at no additional cost.
I have decided to bring and share with you,
chapters or sections of the book,
Credit Score Tips and Tricks,
as series of
articles here. This is the number 9 of such a
series.
I also created and manage a GROUP in ActiveRain,
Credit Reports and Credit Scores, Please
feel free to join and share your thoughts and
experiences.
